Guard Your Hours

“Time is more valuable than money – You can always use time to make money, but money will never make more time”


Price v. Quality

“There is hardly anything in the world that some man can’t make a little worse and sell a little cheaper, and the people who consider price only are this man’s lawful prey.”

**John Ruskin


For Some Women, An Impossible Feat

A successful man is one who makes more money than his wife can spend. A successful woman is one who can find such a man.
**Lana Turner

Yet High Percentages of Our Educated Youth Are In Debt

Problematic in Today’s World

“In the main it will be found that a power over a man’s support (salary) is a power over his will.”

**Alexander Hamilton


I Must Have At Least 10 Doubloons Worth!

There is more treasure in books than in all the pirate’s loot on Treasure Island.
**Walt Disney

The story of My Budget

“About the time we can make the ends meet, somebody moves the ends.”

**Herbert Hoover

Travel Preparation

“When preparing to travel, lay out all your clothes and all your

money.  Then take half the clothes and twice the money.”  

–Susan Heller

Time is Money. . .

“Time is the coin of your life.  It is the only coin you have, and only you can determine how it will be spent.  Be careful lest you let other people spend it for you.”

–Carl Sandburg